As a homeowner, a hurricane can prove to be your biggest nightmare. Storm damages caused by flooding, strong winds and airborne projectiles can cost thousands to fix. Of course, there are steps you can take to protect your property, but where do you begin? It’s all so overwhelming! No worries; we’ll walk you through keeping you, your loved ones, your home, and your property safe when the wild storms blow in!
1.) Check your insurance coverage. Your first step should be a review of your homeowner’s insurance policy. If it seems insufficient, now is a good time to consider upgrading to a plan that will provide more extensive coverage.
2.) Protect your property against flooding. Before storm season, spend an afternoon cleaning your gutters and downspouts to ensure they’re in optimal working order. During the next rainfall, do a quick scout of your external drains and pipes, checking that they’re working effectively and that there are no areas where water gathers. If you spot a problem, take note of what needs to be fixed and tackle the job as quickly as you can after the rain.
3.) Inspect your property’s structure. Ensure there are no structural issues on your property that can be worsened by a hurricane. Shaky roofs, loose shingles and weakened external walls can all give storm winds entry to your home where they can do substantial damage. Check your windows too. Be sure to seal up leaks and secure window latches.
4.) Review your evacuation route. Prepare your evacuation route in advance and make plans for where you’d stay in case of a storm.
5.) Stock up! To ease your pre-storm prep, get your stock ready now. Designate an area in your home for storm supplies and keep it stocked with bottled water, flashlights, extra batteries, a first-aid kit and non-perishable food items. You might also want to purchase a crank-powered or battery-operated radio in case of a power outage.
Here at Insight Credit Union we want to help. Call, click, or stop by today to ask about our fantastic rates on loans for flood-related expenses. We’ll help you stay safe and dry this hurricane season!
How do you prepare for hurricane season? Share your own tips and strategies with us in the comments!