Preparing for Hurricane Season

As a homeowner, a hurricane can prove to be your biggest nightmare. Storm damages caused by flooding, strong winds and airborne projectiles can cost thousands to fix. Of course, there are steps you can take to protect your property, but where do you begin? It’s all so overwhelming! No worries; we’ll walk you through keeping you, your loved ones, your home, and your property safe when the wild storms blow in!

1.) Check your insurance coverage. Your first step should be a review of your homeowner’s insurance policy. If it seems insufficient, now is a good time to consider upgrading to a plan that will provide more extensive coverage.

2.) Protect your property against flooding. Before storm season, spend an afternoon cleaning your gutters and downspouts to ensure they’re in optimal working order. During the next rainfall, do a quick scout of your external drains and pipes, checking that they’re working effectively and that there are no areas where water gathers. If you spot a problem, take note of what needs to be fixed and tackle the job as quickly as you can after the rain.

3.) Inspect your property’s structure. Ensure there are no structural issues on your property that can be worsened by a hurricane. Shaky roofs, loose shingles and weakened external walls can all give storm winds entry to your home where they can do substantial damage. Check your windows too. Be sure to seal up leaks and secure window latches.

4.) Review your evacuation route. Prepare your evacuation route in advance and make plans for where you’d stay in case of a storm.

5.) Stock up! To ease your pre-storm prep, get your stock ready now. Designate an area in your home for storm supplies and keep it stocked with bottled water, flashlights, extra batteries, a first-aid kit and non-perishable food items. You might also want to purchase a crank-powered or battery-operated radio in case of a power outage.

Here at Insight Credit Union we want to help. Call, click, or stop by today to ask about our fantastic rates on loans for flood-related expenses. We’ll help you stay safe and dry this hurricane season!

How do you prepare for hurricane season? Share your own tips and strategies with us in the comments!

5 Tips to Prepare for Hurricane Season

If you’ve lived in Florida for any perhurricaneiod of time, you know what comes with summer: Hurricane Season. Often times, Florida residents become a little relaxed with regards to preparing for storm season. At Insight, we have come up with some easy tips that will help you get prepared and still leave you time to soak in the sun!

  • If you have property, take a weekend or week day evening to trim up the trees and bushes and clear out the clutter in the yard. When a hurricane comes, you don’t want to worry about an overgrown tree meeting you in your bedroom or your bicycle meeting your car windshield.
  • Consider investing in hurricane shutters or purchasing window-sized wood panels with all the necessary hardware to hang them so that you are ahead of the game if a hurricane is approaching.
  • Purchase water now! You know how it is when we hear that a hurricane is coming, don’t you? Everyone waits until the last minute and then boom! Chaos. Go get your water now, and while you’re at it, pick up some flashlights, batteries, candles and matches. Do you have pets? Better get some extra food for them too.
  • Stock up on medications. The last thing you want to be worried about after a hurricane hits is when the pharmacy will be open again. It’s best to stock up on some of your must-have medicines so you have peace of mind!
  • Create your emergency plan now. Have one point of contact outside of the home that you can call and update. This person can then assure your family that everything is okay if phone lines are too busy to handle the load of incoming calls. Make sure this trusted friend or family member has the contact information for those you want informed of your situation. Additionally, plan an emergency route in case you need to evacuate on short notice. Make sure everyone in the family knows it and you have a rendezvous point in case you’re taking multiple cars.

We know that living in Florida has its perks! However, these tips are not all-inclusive and we want to make sure you are safe this hurricane season. We also recommend you do some extra research online to get 100% prepared for storm season.

We wish you a safe and sound storm season!