11 Ways To Scale Back On Food Costs

Next to your mortgage or rent, you probably spend the most money on food. We have some helpful tips to get- and keep that food bill under control.

  1.  Never shop before making a detailed menu for the week.
  2.  Use coupons whenever possible.
  3.  Cook with seasonal produce.
  4.  Use the generic brands for cleansers, shampoos and detergents instead of brand-name products.
  5.  Never buy something just because it’s on sale unless you use that item regularly. You aren’t saving if you got a great deal on something that will just sit in your pantry.
  6.  Whenever possible, make your own instead of buying convenience foods.
  7.  Never shop for groceries without a list.
  8.  Buy in bulk instead of making smaller, more frequent trips to the store.
  9.  Consider having your groceries delivered instead of going to the store to avoid impulse purchases.
  10.  Never shop before taking full inventory of your fridge, freezer and pantry.
  11.  When possible, buy larger containers of food instead of individualized portions. This includes snack bags, yogurts, ice cream, cheeses and drinks.

We want to hear from you. How do you save on food? Share your best tips with us in the comments!

Helping Kids Succeed with Back to School Supplies

It may seem like school just ended, but the first day back will be here before you know it. We know school is probably the last thing on your mind, but we believe it’s never too early to start collecting supplies. Here at Insight Credit Union we want to get a head start on giving students the tools they need to succeed for the upcoming school year! Keep reading for more information.

Where can I donate?
Visit any of our branches to drop off supplies.

How long will you be taking donations?
We will be collecting supplies in Orange, Seminole, Volusia, Lake, Marion, Citrus and Sumter Counties until July 29, 2017.

What supplies are needed?

Pens and Pencils Staples
Binders and Dividers Backpacks
Crayons and Colored Pencils Calculators
Markers Paper Clips
Highlighters Index Cards
Glue Sticks Erasers
Scissors And more!


Who will benefit from the supply drive?

Proceeds will benefit Central Florida schools and charities, including United Way of Volusia-Flagler Counties, United Way of Citrus County, Lake County Schools through the Red for Ed initiative, the Marion County Education Foundation, Howard Middle School and A Gift for Teaching.

We enjoy giving back to the community and want you to join us in helping kids go back to school confident and ready to learn!

We’d love to see photos of you dropping off your contributions. Share with us on Facebook, Twitter or Instagram.

 

 

10 Easy Ways to Save on Groceries

ShopMedium.jpgWhether you’re cooking just for one or a whole family, you probably find that you fork over a decent amount of your paycheck for groceries. Well, that stops now! Gone are the days of spending a fortune on groceries. Cook delicious meals at home and trim down your grocery bill with these great tips!

  1. Inventory your pantry and fridge before you head to the store. Make a note of what you have so you don’t accidentally buy something that you already have at home.
  2. Shop around for the best prices. Compare prices of the items you most commonly buy at a few stores in your area, such as Walmart, Target, Costco, Publix, etc. Find out if you’re actually shopping at the store with the lowest overall prices for your needs.
  3. Plan meals from the weekly ads. Check out the weekly deals for your grocery store online and build your meals around the items on sale.
  4. Buy dried herbs instead of fresh. Dried herbs are generally more concentrated and last longer than fresh herbs so you’ll use less and they’ll last longer.
  5. Take advantage of BOGOs for non-perishable items. Take advantage of BOGO deals for non-perishable items that you know you’ll always use.
  6. Earn cash back on groceries. Apps like Ibotta, SavingStar and Checkout51 offer weekly cash back deals on a variety of items. All you have to do is submit a photo of your receipt verifying that you bought the items.
  7. Compare unit prices, not just sticker prices. The unit price is the price for one unit (pound, ounce, liter, etc.) of the item you’re buying. Knowing the unit price can help determine if an item is a good deal or not.
  8. Print online coupons and use them wisely. Get printable coupons for a variety of items from sites like, coupons.com, smartsource.com, redplum.com and coolsavings.com. Use coupons when the items are on sale to save even more!
  9. Buy in season produce. You can save 30-50% on produce by buying what’s in season. Click here to see what fruits and vegetables are currently in season.
  10. Ask for a rain check for out of stock sale items. A rain check is a slip of paper that honors the sale price once the item is back in stock, even if the promotion is no longer running.

Do you have any other great money saving tricks? Comment and share them with us!